Bread Financial Holdings, Inc. (BFH)

NYSE · Credit Services

99.89
-2.56 (-2.50%)
Updated Oct 24, 4:54 AM ET
AI Rating
Buy
Overall Score
63
Trend
57
Momentum
75
Risk
56

Scores are generated from technical indicators for educational purposes and are not a recommendation to buy or sell.

Price history

Daily closes and volume
Oct 10, 2025 260 sessions Oct 22, 2026

AI Analysis

Bread Financial Holdings, Inc. is trading at $102.45, down 5.69% on the session. The 50 day average sits at $104.96 and the 200 day at $90.36, which puts the stock in a uptrend. RSI is at 51.3, which reads as neutral, and MACD is bullish crossover. Volume is average.

The nearest support is around $102.02 with resistance near $103.77, so that band frames the current range. Average daily movement is roughly $3.35, or about 3.3% of the share price, which is what any stop placement has to allow for. The overall health score of 62 out of 100 combines a trend score of 57, momentum of 62 and a risk score of 69.

Technical indicators

RSI (14)
49.6
neutral
MACD
0.047
bullish crossover
SMA 20
100.88
SMA 50
104.62
SMA 200
90.92
uptrend
ATR (14)
3.70
avg daily range
Support
102.02
Resistance
103.77
Volume vs 20d
1.82x
volume spike
Volatility
36.0%
annualised
1 month
+3.29%
3 months
-1.78%

About Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. Additionally, it offers retail and deposit products, primarily in the form of certificates of deposit and high-yield savings accounts, including traditional and Roth Individual Retirement Accounts. The company offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Company website

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