Youth and family investing platforms
Broker Review
Fidelity Youth
The Fidelity Youth platform dates to 2021 and is connected to Fidelity Investments. Today it gives teenagers a brokerage and spending account while parents retain visibility, giving it a materially different operating model from a conventional all-purpose broker. Any valuation belongs to the listed company or parent rather than automatically to the product brand. The service is not separately listed and therefore has no standalone market capitalization.
Strengths
- Gives teenagers a brokerage and spending account while parents retain visibility
Drawbacks
- At Fidelity Youth, the adult retains legal or supervisory responsibility, and the restricted product menu may not suit a family seeking broader planning tools
Profile
What you can trade
Fidelity Youth limits the investable menu to parent-approved stocks, ETFs, fractional shares, savings or learning tools. Options, margin, short sales and other advanced products are excluded from this youth-focused service.
Account types
Teen-owned or youth brokerage/spending account linked to an adult sponsor; eligibility, trading controls and age limits are product-specific. The registration structure reflects the fact that the service gives teenagers a brokerage and spending account while parents retain visibility.
Platform
Fidelity Youth is managed primarily through its consumer web portal and iOS/Android application; trading control is intentionally simpler than an active-broker terminal. The resulting workflow is tailored to a business that gives teenagers a brokerage and spending account while parents retain visibility.
Who it suits
Best suited to Fidelity Youth customers whose principal requirement is the capability described in this profile, rather than investors choosing a broker only because of a zero-commission headline.
Where it is offered
Fidelity Youth is intended for a U.S.-based adult sponsor and eligible minor. State age-of-majority rules, custodial law, identity documentation and product rollout determine whether the account can be opened.
Regulation and sources
Official website: https://fidelity.com/ Regulatory status should be verified through FINRA BrokerCheck, SEC/IAPD, NFA BASIC, state regulators or applicable alternative-asset disclosures. Last verified: 2026-08-11.